{"id":52452,"date":"2018-03-02T15:10:34","date_gmt":"2018-03-02T20:10:34","guid":{"rendered":"http:\/\/isarta.com\/infos\/?p=52452"},"modified":"2018-03-02T16:54:40","modified_gmt":"2018-03-02T21:54:40","slug":"le-paiement-en-temps-reel-en-developpement-au-canada","status":"publish","type":"post","link":"https:\/\/isarta.com\/infos\/le-paiement-en-temps-reel-en-developpement-au-canada\/","title":{"rendered":"Le paiement en temps r\u00e9el en d\u00e9veloppement au Canada"},"content":{"rendered":"<p><span style=\"font-size: 20px; color: #000080;\">Le monde du paiement \u00e9volue tr\u00e8s rapidement. Paiements Canada, organisme responsable des processus, des r\u00e8gles et de l\u2019infrastructure de compensation au Canada, veille \u00e0 ce que le pays reste dans la course et offre un syst\u00e8me de paiement qui soit simple, rapide et efficace.<\/span><\/p>\n<p style=\"text-align: center;\"><img loading=\"lazy\" class=\"aligncenter wp-image-10722 \" src=\"http:\/\/isarta.com\/infos\/wp-content\/uploads\/2014\/11\/comment-monetiser-site-internet-faire-argent.jpg\" alt=\"\" width=\"602\" height=\"350\" srcset=\"https:\/\/isarta.com\/infos\/wp-content\/uploads\/2014\/11\/comment-monetiser-site-internet-faire-argent.jpg 630w, https:\/\/isarta.com\/infos\/wp-content\/uploads\/2014\/11\/comment-monetiser-site-internet-faire-argent-300x174.jpg 300w\" sizes=\"(max-width: 602px) 100vw, 602px\" \/><\/p>\n<p><span style=\"font-size: 12px; color: #808080;\">2 mars 2018<\/span><\/p>\n<p>En ce sens, l&rsquo;organisation a propos\u00e9 en\u00a02015 un <a href=\"https:\/\/www.paiements.ca\/modernisation\"><span style=\"color: #3366ff;\">plan de modernisation<\/span><\/a> comportant diff\u00e9rentes initiatives. L&rsquo;une de celles-ci est la mise en place d&rsquo;infrastructures visant \u00e0 supporter le paiement en temps r\u00e9el partout au pays.\u00a0Avec ses travaux, Paiements Canada embo\u00eete le pas \u00e0 diff\u00e9rentes nations, dont les <a href=\"https:\/\/www.finextra.com\/newsarticle\/31334\/us-banks-launch-real-time-payments-system\"><span style=\"color: #3366ff;\">\u00c9tats-Unis<\/span><\/a><span style=\"color: #3366ff;\">,<\/span> qui travaillent \u00e9galement \u00e0 d\u00e9ployer des infrastructures et des standards afin de permettre du paiement en temps r\u00e9el.<\/p>\n<p>Dans les derni\u00e8res ann\u00e9es, plusieurs pays dans le monde ont effectivement annonc\u00e9 des plans afin de moderniser leur syst\u00e8me de paiement. La plupart d&rsquo;entre eux avaient parmi leurs principaux objectifs de cr\u00e9er un \u00e9cosyst\u00e8me o\u00f9 les transferts d&rsquo;argent peuvent s&rsquo;effectuer plus rapidement.<\/p>\n<p>Puisque les transferts de fonds entre organisations et entre personnes peuvent d\u00e9j\u00e0 s&rsquo;effectuer dans bien des cas dans des d\u00e9lais tr\u00e8s courts (prenons ici l&rsquo;exemple des virements entre personnes par courriel), rendre ce processus plus rapide revient \u00e0 viser des transferts en temps r\u00e9el ou en quasi temps r\u00e9el (en moins de 60\u00a0secondes selon les standards).<\/p>\n<p>Le paiement en temps r\u00e9el comporte plusieurs avantages. Il permet d\u2019acc\u00e9l\u00e9rer consid\u00e9rablement le d\u00e9lai de paiement lorsque des fonds doivent transiter entre plusieurs comptes (par exemple lorsque vous devez payer, sans attendre, votre loyer \u00e0 votre propri\u00e9taire, mais que votre colocataire doit pr\u00e9alablement vous verser sa part de la d\u00e9pense). Il permet aussi de verser des fonds instantan\u00e9ment dans des situations d\u2019urgence, notamment pour une compagnie d\u2019assurance qui souhaite verser rapidement une aide de premier recours \u00e0 des sinistr\u00e9s.<\/p>\n<p>En lien avec son plan de modernisation, Paiements Canada vise \u00e0 mettre en place ce qu&rsquo;elle appelle un \u00abrail de paiement en temps r\u00e9el\u00bb, infrastructure n\u00e9cessaire pour ce genre de paiement, d&rsquo;ici la fin de\u00a02019.<\/p>\n<div class=\"brdr2\"><\/div>\n<div class=\"likebtn_container\" style=\"clear:both;text-align:center;\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_52452\"  data-site_id=\"5cc1ecd16fd08b776710d1e9\"  data-theme=\"drop\"  data-btn_size=\"100\"  data-icon_l=\"false\"  data-icon_d=\"false\"  data-icon_l_url=\"https:\/\/isarta.com\/infos\/wp-content\/uploads\/2019\/04\/happy.png#64794\"  data-icon_d_url=\"https:\/\/isarta.com\/infos\/wp-content\/uploads\/2019\/04\/sleep.png#64796\"  data-icon_size=\"58\"  data-icon_l_c=\"#771414\"  data-bg_c=\"#ffffff\"  data-bg_c_v=\"#ffffff\"  data-brdr_c=\"#ffffff\"  data-f_size=\"11\"  data-f_family=\"Tahoma\"  data-counter_fs=\"b\"  data-lang=\"fr\"  data-ef_voting=\"wobble\"  data-dislike_enabled=\"false\"  data-counter_type=\"percent\"  data-counter_show=\"false\"  data-tooltip_enabled=\"false\"  data-tooltip_like_show_always=\"true\"  data-white_label=\"true\"  data-i18n_like=\"Aimer \/ Partager\"  data-i18n_dislike=\"Pas aim\u00e9\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/isarta.com\/infos\/le-paiement-en-temps-reel-en-developpement-au-canada\/\"  data-item_title=\"Le paiement en temps r\u00e9el en d\u00e9veloppement au Canada\"  data-item_image=\"https:\/\/isarta.com\/infos\/wp-content\/uploads\/2014\/11\/comment-monetiser-site-internet-faire-argent.jpg\"  data-item_date=\"2018-03-02T15:10:34-05:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.54\"  data-prx=\"https:\/\/isarta.com\/infos\/wp-admin\/admin-ajax.php?action=likebtn_prx\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><\/p>\n<hr size=\"3\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Le monde du paiement \u00e9volue tr\u00e8s rapidement. Paiements Canada, organisme responsable des processus, des r\u00e8gles et de l\u2019infrastructure de compensation au Canada, veille \u00e0 ce que le pays reste dans la course et offre un syst\u00e8me de paiement qui soit simple, rapide et efficace.<\/p>\n<div class=\"likebtn_container\" style=\"clear:both;text-align:center;\"><!-- LikeBtn.com BEGIN --><span class=\"likebtn-wrapper\"  data-identifier=\"post_52452\"  data-site_id=\"5cc1ecd16fd08b776710d1e9\"  data-theme=\"drop\"  data-btn_size=\"100\"  data-icon_l=\"false\"  data-icon_d=\"false\"  data-icon_l_url=\"https:\/\/isarta.com\/infos\/wp-content\/uploads\/2019\/04\/happy.png#64794\"  data-icon_d_url=\"https:\/\/isarta.com\/infos\/wp-content\/uploads\/2019\/04\/sleep.png#64796\"  data-icon_size=\"58\"  data-icon_l_c=\"#771414\"  data-bg_c=\"#ffffff\"  data-bg_c_v=\"#ffffff\"  data-brdr_c=\"#ffffff\"  data-f_size=\"11\"  data-f_family=\"Tahoma\"  data-counter_fs=\"b\"  data-lang=\"fr\"  data-ef_voting=\"wobble\"  data-dislike_enabled=\"false\"  data-counter_type=\"percent\"  data-counter_show=\"false\"  data-tooltip_enabled=\"false\"  data-tooltip_like_show_always=\"true\"  data-white_label=\"true\"  data-i18n_like=\"Aimer \/ Partager\"  data-i18n_dislike=\"Pas aim\u00e9\"  data-style=\"\"  data-unlike_allowed=\"\"  data-show_copyright=\"\"  data-item_url=\"https:\/\/isarta.com\/infos\/le-paiement-en-temps-reel-en-developpement-au-canada\/\"  data-item_title=\"Le paiement en temps r\u00e9el en d\u00e9veloppement au Canada\"  data-item_image=\"https:\/\/isarta.com\/infos\/wp-content\/uploads\/2014\/11\/comment-monetiser-site-internet-faire-argent.jpg\"  data-item_date=\"2018-03-02T15:10:34-05:00\"  data-engine=\"WordPress\"  data-plugin_v=\"2.6.54\"  data-prx=\"https:\/\/isarta.com\/infos\/wp-admin\/admin-ajax.php?action=likebtn_prx\"  data-event_handler=\"likebtn_eh\" ><\/span><!-- LikeBtn.com END --><hr size=\"3\"><\/div>","protected":false},"author":2,"featured_media":10722,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[175,137,1],"tags":[],"_links":{"self":[{"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/posts\/52452"}],"collection":[{"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/comments?post=52452"}],"version-history":[{"count":5,"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/posts\/52452\/revisions"}],"predecessor-version":[{"id":52463,"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/posts\/52452\/revisions\/52463"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/media\/10722"}],"wp:attachment":[{"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/media?parent=52452"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/categories?post=52452"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/isarta.com\/infos\/wp-json\/wp\/v2\/tags?post=52452"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}