The Opportunity:

As a Senior Underwriter, you’ll play a crucial role in supporting our underwriting team by:

• Evaluating and underwriting complex, high-value property and casualty insurance risks in line with company guidelines and risk appetite.
• Conducting strategic risk assessments and leveraging market research to inform underwriting decisions.
• Building and maintain strong relationships with brokers and internal stakeholders to support business development.
• Mentoring junior underwriters and providing expert guidance to support team capability and consistency.
• Representing the company at industry events and ensuring underwriting practices stay aligned with evolving regulations and market trends.

We're looking for a detail-oriented, enthusiastic team player who embodies our company values and is committed to providing top-notch service.

 

What You’ll Do:

• Evaluate and underwrite new and existing business, renewals and endorsements, focusing on complex and high-value property and casualty insurance risks.
• Uphold the quality and profitability of the program’s portfolio by adhering to underwriting standards and referring risks beyond delegated authority to supervisory levels.
• Work in partnership with other departments to identify key trends and provide strategic recommendations. Aim to achieve positive outcomes for clients, brokers, and the company.
• Demonstrate our commitment to effective risk management by following up on outstanding recommendations and ensuring their implementation. 
• Analyze large loss events, provide detailed reports, and discuss remediation strategies to mitigate future risks. 
• Conduct comprehensive reviews and audits to ensure adherence to company standards and regulatory requirements. 
• Engage in market research to identify emerging trends, enabling the development of innovative product offerings. 
• Identify potential issues in loss ratios and risk trends. Implement effective strategies to address anomalies and ensure portfolio stability. 
• Guide and support junior underwriters, enhancing their technical expertise and decision-making capabilities. 
• Effectively communicate and clarify underwriting business rules and guidelines to brokers, ensuring a shared understanding and adherence to established standards. 
• Address inquiries and provide prompt, clear responses to brokers through both verbal and written channels, facilitating effective and efficient communication. 
• Deliver a superior broker experience characterized by confidence, responsibility, and professionalism, reinforcing the company's reputation for excellence in the industry. 
• Stay current with industry trends, emerging developments, and regulatory changes to ensure underwriting practices remain compliant and competitive. 
• Act as a subject matter expert, representing the company at industry events, forums, and conferences to enhance the company's reputation and deepen industry engagement. 

 

What You’ll Bring:

• Minimum 5 years of progressive underwriting experience within property and casualty insurance sectors.
• Strong understanding of risk analysis, pricing strategies, and product development across key segments such as property and casualty insurance.
• In-depth knowledge of risk selection methodologies, insurance contracts, rating models, and sources of risk information. 
• Working knowledge of related areas including claims, risk management, and accounting to enhance underwriting decisions. 
• Deep familiarity with underwriting philosophies, statutory constraints, technical manuals, and rating programs. 
• Proficient in Microsoft Office Suite and relevant underwriting systems (e.g., Guidewire), with the ability to adapt to new technologies.  
• Proven ability to establish and maintain professional, long-term relationships with brokers and internal partners. 
• Skilled at working with internal teams and brokers to deliver excellent service and optimal underwriting outcomes. 
• Self-motivated and proactive in identifying and capitalizing on new business opportunities with brokers. 
• Attentive listener with the ability to respond to broker needs clearly and professionally. 
• Demonstrated leadership skills, with experience in training, mentoring, and guiding team members. 
• Strong analytical capabilities, with a proven track record of assessing and managing risks effectively. 
• Successful history of developing and implementing impactful underwriting strategies. 
• Consistently applies accuracy, thoroughness, and meticulousness in all aspects of work. 
• Ability to work independently while effectively collaborating within a team environment. 
• Open to change, with a focus on continuous improvement and personal development. 
• Bachelor’s degree in finance, business, or a related field or an equivalent combination of education and experience.
• CIP designation completed, actively in progress, or willing to work towards.

The targeted pay range for this position in the following location is / locations are: 

Canada – Alberta: $76,600 - $105,400 CAD / Annual